72 Woods Rd, Yarrawonga VIC 3730

(03) 5747 8108

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(03) 5747 8108

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Payment Plans
Payment Plans

Flexible Payment Options

Here at NEDS, we offer the following payment options:

  • We accept cash, eftpos, and credit cards (Mastercard, Visa, AMEX);
  • We offer HICAPS, which allows you to instantly make on the spot claims from your private health insurance;
  • We offer interest-free payment plans for general, cosmetic, and specialised dental treatment; and
  • Mifund (see below).

Affordable Payment Plans

While many of our new patients are attracted by the option of our payment plans, you may often be pleasantly surprised to find our treatments cost less than you expected; however, if finance is a barrier to achieving your optimal dental treatment, NEDS offers an Interest Free Payment Plan that allows you to start your treatment straight away.

Our Interest Free Payment Plan requires a 10% deposit of the total treatment cost (between $500 and $10,000), payable before treatment day, A once-off establishment fee of $45 and an account fee per month of only $2.75 are also required. You’ll also need to keep in mind any deductions you may get from your health fund provider or tax benefits. There is also NO EARLY PAYOUT FEE! If your treatment needs change, Mifund are flexible to your needs.

Health Funds/Private Health Insurance

We accept all major health funds, allowing you to make claims on the spot. Please see the full list of participating health funds

Tax Benefit

A 20% Australian tax rebate (discount) is available for any amount over and above the first $2,060 spent on all dental and medical costs combined. We advise you confirm these details with your accountant or the Australian Tax Office in case the current conditions change.*


To get approved, it is as easy as following three simple steps:

Step 1

Obtain a treatment plan quote.

Step 2

We will then send you a unique SMS link.

Step 3

Follow the link and complete the quick online application.

For further information or to estimate your monthly repayments, please go to the bottom of the page of the Mifund website.

Children Dental Benefit Scheme

The Commonwealth Child Dental Benefits Schedule was designed to provide assistance for the basic dental treatments required over a two-year period for eligible children aged between two and 17.

Children are eligible if they receive the Family Tax Benefit A or other relevant Australian Government payments. The scheme allows treatments to be bulk billed through Medicare, which means there are no out of pocket costs. There are also no waitlists, and you can book your appointment with your dentist as usual.

A variety of dental treatments are available:

  • Dental checkups and teeth cleaning;
  • Fissure sealants and fillings;
  • Dental x-rays;
  • Extractions; and
  • Root canals.

We bulk bill a majority of our treatment; however, in the event that bulk billing does not cover the full cost for treatment or is not covered by Medicare, you will be informed of the fee and payment of the gap will be required.